Before MediGuidance™ with Bernard Health, individuals who wanted help evaluating Medicare options relied on family, friends, and the internet. Because of the wide array of different situations in which people find themselves, and Medicare options that are changing all of the time, this was often extremely frustrating and led to less-than-desirable outcomes.

With MediGuidance™, you get face-to-face, objective advice from a licensed, independent, and non-commissioned Medicare expert advisor who identifies the Medicare strategy that best fits your specific situation. Bernard’s process includes understanding your particular needs, analyzing all the options, and then providing help, support, and advice all the way through the sign-up process.

On average, MediGuidance™ clients have saved over $3,000 annually in addition to a lot of time, all while gaining the peace of mind that only comes from working with one of our non-commissioned expert Medicare advisors.

Before InsurAdvise™, choosing the correct health insurance plan was difficult and stressful. Options could include multiple plans from your employer, individual plans on the private market, Health Savings Account-based plans, Short-term health insurance, and then options offered by either the federal or state government. Figuring out the right strategy for you or your family was tough, and there were not a lot of places to turn for objective, expert help.

With InsurAdvise™, you receive face-to-face, objective advice from a licensed, independent, and non-commissioned expert advisor who identifies the strategy that best fits you. Our process includes gaining a thorough understanding of your situation, an analysis of all options, and a recommendation based on your circumstances. Your advisor will also provide help, support, and advice throughout the sign-up process for the option that is best for you or your family.

Over 50% of InsurAdvise™ clients save at least $2,000 annually on their healthcare costs. In addition to savings, InsurAdvise™ clients save a lot of time and gain the peace of mind that only comes from working with one of our objective advisors.

Before COBRACounsel™, when individuals left their job COBRA often seemed like the only health insurance option, and an expensive one at that. Sure, there were other options, but insurance websites only provided quotes, not advice, and others rarely took the time to help in comparing quotes and government programs to COBRA. So, many people “took” COBRA even though a better option was out there. Many others just went uninsured.

With COBRACounsel™, you receive face-to-face, objective advice from a licensed, independent, and non-commissioned expert advisor who identifies the strategy that best fits your situation. Our process includes gaining a thorough understanding of your situation, an analysis of all options, and a recommendation based on your circumstances. Your advisor will also provide help, support, and advice throughout the sign-up process for the option that is best for you or your family.

Over 50% of Bernard clients save at least $2,000 annually with COBRACounsel™.  Besides potential financial savings, clients also save a lot of time and gain the peace of mind that only comes from working with one of our non-commissioned, expert advisors.

Before Med BillWatch™, many individuals had few obvious resources to rely upon in figuring out if the medical bills they were receiving in the mail were correct. Options to verify bills were limited to calling the (800) number of the provider, or calling the health insurance company. This was often very frustrating.

With Med BillWatch™ from Bernard Health, individuals now have an independent resource who operates much like a CPA does when advising individuals on their taxes. Your Bernard advisor will work with you to help sort out your medical bills, look for errors, and make sure that what you are paying is correct. We’ll even work in concert with your CPA to make sure you get all of the tax deductions you are entitled to as a result of your medical costs.

This can add up to a lot of financial and time savings, as well as tremendous peace of mind. Tiers for Med BillWatch™ range from a one-time audit to having a Bernard advisor manage your medical bills every month for you. We’ll find a solution that best fits your needs.